LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,974
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,524
−HK$2,590/mo
Today · 4.125%
HK$87,114
baseline
▲ 0.50% · 4.625%
HK$92,415
+HK$5,301/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$174,228/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,195
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,641
−HK$2,481/mo
Today · 4.125%
HK$96,122
baseline
▲ 0.50% · 4.625%
HK$101,189
+HK$5,067/mo
Deposit HK$17.97M · loan HK$17.97M · min. income ≈ HK$192,244/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,369
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,429
−HK$3,108/mo
Today · 4.125%
HK$104,537
baseline
▲ 0.50% · 4.625%
HK$110,898
+HK$6,361/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,074/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,434
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,369
−HK$2,978/mo
Today · 4.125%
HK$115,347
baseline
▲ 0.50% · 4.625%
HK$121,427
+HK$6,080/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,694/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,763
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$118,333
−HK$3,627/mo
Today · 4.125%
HK$121,960
baseline
▲ 0.50% · 4.625%
HK$129,381
+HK$7,421/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$243,920/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,673
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,097
−HK$3,474/mo
Today · 4.125%
HK$134,571
baseline
▲ 0.50% · 4.625%
HK$141,664
+HK$7,093/mo
Deposit HK$10.78M · loan HK$25.16M · min. income ≈ HK$269,142/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,553
−HK$9,253/mo
▼ 0.25% · 3.875%
HK$152,143
−HK$4,663/mo
Today · 4.125%
HK$156,806
baseline
▲ 0.50% · 4.625%
HK$166,347
+HK$9,541/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$313,612/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,151
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$168,554
−HK$4,466/mo
Today · 4.125%
HK$173,020
baseline
▲ 0.50% · 4.625%
HK$182,140
+HK$9,120/mo
Deposit HK$3.59M · loan HK$32.35M · min. income ≈ HK$346,040/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,851 · Scale 2, in force from 26 Feb 2026)