LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,980
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,530
−HK$2,591/mo
Today · 4.125%
HK$87,121
baseline
▲ 0.50% · 4.625%
HK$92,422
+HK$5,301/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,242/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,202
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,648
−HK$2,481/mo
Today · 4.125%
HK$96,129
baseline
▲ 0.50% · 4.625%
HK$101,196
+HK$5,067/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,258/mo (50% DSR)
Upfront cash ≈ HK$19.50M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,376
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,436
−HK$3,109/mo
Today · 4.125%
HK$104,545
baseline
▲ 0.50% · 4.625%
HK$110,906
+HK$6,361/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,090/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,442
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,377
−HK$2,978/mo
Today · 4.125%
HK$115,355
baseline
▲ 0.50% · 4.625%
HK$121,436
+HK$6,081/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,710/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,772
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$118,342
−HK$3,627/mo
Today · 4.125%
HK$121,969
baseline
▲ 0.50% · 4.625%
HK$129,391
+HK$7,422/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$243,938/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,683
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,107
−HK$3,474/mo
Today · 4.125%
HK$134,581
baseline
▲ 0.50% · 4.625%
HK$141,675
+HK$7,094/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,162/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,564
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$152,154
−HK$4,664/mo
Today · 4.125%
HK$156,818
baseline
▲ 0.50% · 4.625%
HK$166,360
+HK$9,542/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$313,636/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,163
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$168,566
−HK$4,467/mo
Today · 4.125%
HK$173,033
baseline
▲ 0.50% · 4.625%
HK$182,153
+HK$9,120/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$346,066/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,527,964 · Scale 2, in force from 26 Feb 2026)