LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,986
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,536
−HK$2,591/mo
Today · 4.125%
HK$87,127
baseline
▲ 0.50% · 4.625%
HK$92,428
+HK$5,301/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,254/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,208
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,654
−HK$2,482/mo
Today · 4.125%
HK$96,136
baseline
▲ 0.50% · 4.625%
HK$101,203
+HK$5,067/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,272/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,383
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,443
−HK$3,109/mo
Today · 4.125%
HK$104,552
baseline
▲ 0.50% · 4.625%
HK$110,914
+HK$6,362/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,104/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,450
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,385
−HK$2,978/mo
Today · 4.125%
HK$115,363
baseline
▲ 0.50% · 4.625%
HK$121,444
+HK$6,081/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,726/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,780
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,350
−HK$3,628/mo
Today · 4.125%
HK$121,978
baseline
▲ 0.50% · 4.625%
HK$129,400
+HK$7,422/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$243,956/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,692
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$131,116
−HK$3,474/mo
Today · 4.125%
HK$134,590
baseline
▲ 0.50% · 4.625%
HK$141,685
+HK$7,095/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,180/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,574
−HK$9,254/mo
▼ 0.25% · 3.875%
HK$152,165
−HK$4,663/mo
Today · 4.125%
HK$156,828
baseline
▲ 0.50% · 4.625%
HK$166,371
+HK$9,543/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$313,656/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,175
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$168,578
−HK$4,467/mo
Today · 4.125%
HK$173,045
baseline
▲ 0.50% · 4.625%
HK$182,166
+HK$9,121/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$346,090/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,070 · Scale 2, in force from 26 Feb 2026)