LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,993
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,543
−HK$2,591/mo
Today · 4.125%
HK$87,134
baseline
▲ 0.50% · 4.625%
HK$92,436
+HK$5,302/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,268/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,216
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,662
−HK$2,482/mo
Today · 4.125%
HK$96,144
baseline
▲ 0.50% · 4.625%
HK$101,212
+HK$5,068/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,288/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,391
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,452
−HK$3,109/mo
Today · 4.125%
HK$104,561
baseline
▲ 0.50% · 4.625%
HK$110,924
+HK$6,363/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$209,122/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,459
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,395
−HK$2,978/mo
Today · 4.125%
HK$115,373
baseline
▲ 0.50% · 4.625%
HK$121,454
+HK$6,081/mo
Deposit HK$14.38M · loan HK$21.57M · min. income ≈ HK$230,746/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,790
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,360
−HK$3,628/mo
Today · 4.125%
HK$121,988
baseline
▲ 0.50% · 4.625%
HK$129,411
+HK$7,423/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$243,976/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,702
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,127
−HK$3,475/mo
Today · 4.125%
HK$134,602
baseline
▲ 0.50% · 4.625%
HK$141,697
+HK$7,095/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,204/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,587
−HK$9,255/mo
▼ 0.25% · 3.875%
HK$152,178
−HK$4,664/mo
Today · 4.125%
HK$156,842
baseline
▲ 0.50% · 4.625%
HK$166,385
+HK$9,543/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$313,684/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,189
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$168,592
−HK$4,467/mo
Today · 4.125%
HK$173,059
baseline
▲ 0.50% · 4.625%
HK$182,182
+HK$9,123/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$346,118/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,201 · Scale 2, in force from 26 Feb 2026)