LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,995
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,545
−HK$2,591/mo
Today · 4.125%
HK$87,136
baseline
▲ 0.50% · 4.625%
HK$92,439
+HK$5,303/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,272/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,218
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,665
−HK$2,482/mo
Today · 4.125%
HK$96,147
baseline
▲ 0.50% · 4.625%
HK$101,215
+HK$5,068/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,294/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,394
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,454
−HK$3,110/mo
Today · 4.125%
HK$104,564
baseline
▲ 0.50% · 4.625%
HK$110,926
+HK$6,362/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$209,128/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,462
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,398
−HK$2,978/mo
Today · 4.125%
HK$115,376
baseline
▲ 0.50% · 4.625%
HK$121,457
+HK$6,081/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$230,752/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,793
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,363
−HK$3,628/mo
Today · 4.125%
HK$121,991
baseline
▲ 0.50% · 4.625%
HK$129,414
+HK$7,423/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$243,982/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,706
−HK$6,899/mo
▼ 0.25% · 3.875%
HK$131,131
−HK$3,474/mo
Today · 4.125%
HK$134,605
baseline
▲ 0.50% · 4.625%
HK$141,700
+HK$7,095/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,210/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,590
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$152,181
−HK$4,665/mo
Today · 4.125%
HK$156,846
baseline
▲ 0.50% · 4.625%
HK$166,389
+HK$9,543/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$313,692/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,193
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,596
−HK$4,468/mo
Today · 4.125%
HK$173,064
baseline
▲ 0.50% · 4.625%
HK$182,186
+HK$9,122/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$346,128/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,238 · Scale 2, in force from 26 Feb 2026)