LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,996
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,547
−HK$2,591/mo
Today · 4.125%
HK$87,138
baseline
▲ 0.50% · 4.625%
HK$92,440
+HK$5,302/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,276/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,220
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,666
−HK$2,482/mo
Today · 4.125%
HK$96,148
baseline
▲ 0.50% · 4.625%
HK$101,216
+HK$5,068/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,296/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,396
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,456
−HK$3,110/mo
Today · 4.125%
HK$104,566
baseline
▲ 0.50% · 4.625%
HK$110,928
+HK$6,362/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$209,132/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,464
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,400
−HK$2,978/mo
Today · 4.125%
HK$115,378
baseline
▲ 0.50% · 4.625%
HK$121,460
+HK$6,082/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$230,756/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,795
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$118,366
−HK$3,627/mo
Today · 4.125%
HK$121,993
baseline
▲ 0.50% · 4.625%
HK$129,416
+HK$7,423/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$243,986/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,708
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,133
−HK$3,475/mo
Today · 4.125%
HK$134,608
baseline
▲ 0.50% · 4.625%
HK$141,703
+HK$7,095/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,216/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,593
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$152,184
−HK$4,665/mo
Today · 4.125%
HK$156,849
baseline
▲ 0.50% · 4.625%
HK$166,393
+HK$9,544/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$313,698/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,196
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,600
−HK$4,467/mo
Today · 4.125%
HK$173,067
baseline
▲ 0.50% · 4.625%
HK$182,190
+HK$9,123/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$346,134/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,267 · Scale 2, in force from 26 Feb 2026)