LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,000
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,550
−HK$2,592/mo
Today · 4.125%
HK$87,142
baseline
▲ 0.50% · 4.625%
HK$92,444
+HK$5,302/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,284/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,224
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,670
−HK$2,482/mo
Today · 4.125%
HK$96,152
baseline
▲ 0.50% · 4.625%
HK$101,221
+HK$5,069/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,304/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,400
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,460
−HK$3,110/mo
Today · 4.125%
HK$104,570
baseline
▲ 0.50% · 4.625%
HK$110,933
+HK$6,363/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$209,140/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,468
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$112,404
−HK$2,979/mo
Today · 4.125%
HK$115,383
baseline
▲ 0.50% · 4.625%
HK$121,465
+HK$6,082/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$230,766/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,799
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$118,370
−HK$3,628/mo
Today · 4.125%
HK$121,998
baseline
▲ 0.50% · 4.625%
HK$129,422
+HK$7,424/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$243,996/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,713
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,138
−HK$3,475/mo
Today · 4.125%
HK$134,613
baseline
▲ 0.50% · 4.625%
HK$141,709
+HK$7,096/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,226/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,599
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$152,190
−HK$4,665/mo
Today · 4.125%
HK$156,855
baseline
▲ 0.50% · 4.625%
HK$166,399
+HK$9,544/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$313,710/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,203
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,607
−HK$4,467/mo
Today · 4.125%
HK$173,074
baseline
▲ 0.50% · 4.625%
HK$182,197
+HK$9,123/mo
Deposit HK$3.60M · loan HK$32.36M · min. income ≈ HK$346,148/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,330 · Scale 2, in force from 26 Feb 2026)