LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,001
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,552
−HK$2,591/mo
Today · 4.125%
HK$87,143
baseline
▲ 0.50% · 4.625%
HK$92,446
+HK$5,303/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,286/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,226
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,672
−HK$2,482/mo
Today · 4.125%
HK$96,154
baseline
▲ 0.50% · 4.625%
HK$101,223
+HK$5,069/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,308/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,401
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,462
−HK$3,110/mo
Today · 4.125%
HK$104,572
baseline
▲ 0.50% · 4.625%
HK$110,935
+HK$6,363/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$209,144/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,471
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,407
−HK$2,978/mo
Today · 4.125%
HK$115,385
baseline
▲ 0.50% · 4.625%
HK$121,467
+HK$6,082/mo
Deposit HK$14.38M · loan HK$21.58M · min. income ≈ HK$230,770/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,802
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$118,373
−HK$3,628/mo
Today · 4.125%
HK$122,001
baseline
▲ 0.50% · 4.625%
HK$129,424
+HK$7,423/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$244,002/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,716
−HK$6,900/mo
▼ 0.25% · 3.875%
HK$131,141
−HK$3,475/mo
Today · 4.125%
HK$134,616
baseline
▲ 0.50% · 4.625%
HK$141,712
+HK$7,096/mo
Deposit HK$10.79M · loan HK$25.17M · min. income ≈ HK$269,232/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,602
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$152,193
−HK$4,665/mo
Today · 4.125%
HK$156,858
baseline
▲ 0.50% · 4.625%
HK$166,403
+HK$9,545/mo
Deposit HK$3.60M · loan HK$32.37M · min. income ≈ HK$313,716/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,206
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,610
−HK$4,467/mo
Today · 4.125%
HK$173,077
baseline
▲ 0.50% · 4.625%
HK$182,201
+HK$9,124/mo
Deposit HK$3.60M · loan HK$32.37M · min. income ≈ HK$346,154/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$1,528,360 · Scale 2, in force from 26 Feb 2026)