LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,011
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,562
−HK$2,591/mo
Today · 4.125%
HK$87,153
baseline
▲ 0.50% · 4.625%
HK$92,456
+HK$5,303/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$174,306/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,236
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,683
−HK$2,482/mo
Today · 4.125%
HK$96,165
baseline
▲ 0.50% · 4.625%
HK$101,234
+HK$5,069/mo
Deposit HK$17.98M · loan HK$17.98M · min. income ≈ HK$192,330/mo (50% DSR)
Upfront cash ≈ HK$19.51M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,413
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,474
−HK$3,110/mo
Today · 4.125%
HK$104,584
baseline
▲ 0.50% · 4.625%
HK$110,948
+HK$6,364/mo
Deposit HK$14.39M · loan HK$21.58M · min. income ≈ HK$209,168/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,483
−HK$5,915/mo
▼ 0.25% · 3.875%
HK$112,419
−HK$2,979/mo
Today · 4.125%
HK$115,398
baseline
▲ 0.50% · 4.625%
HK$121,481
+HK$6,083/mo
Deposit HK$14.39M · loan HK$21.58M · min. income ≈ HK$230,796/mo (50% DSR)
Upfront cash ≈ HK$15.91M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,815
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$118,386
−HK$3,629/mo
Today · 4.125%
HK$122,015
baseline
▲ 0.50% · 4.625%
HK$129,439
+HK$7,424/mo
Deposit HK$10.79M · loan HK$25.18M · min. income ≈ HK$244,030/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,730
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$131,156
−HK$3,475/mo
Today · 4.125%
HK$134,631
baseline
▲ 0.50% · 4.625%
HK$141,728
+HK$7,097/mo
Deposit HK$10.79M · loan HK$25.18M · min. income ≈ HK$269,262/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,619
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$152,211
−HK$4,665/mo
Today · 4.125%
HK$156,876
baseline
▲ 0.50% · 4.625%
HK$166,422
+HK$9,546/mo
Deposit HK$3.60M · loan HK$32.37M · min. income ≈ HK$313,752/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,225
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$168,629
−HK$4,468/mo
Today · 4.125%
HK$173,097
baseline
▲ 0.50% · 4.625%
HK$182,221
+HK$9,124/mo
Deposit HK$3.60M · loan HK$32.37M · min. income ≈ HK$346,194/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,528,534 · Scale 2, in force from 26 Feb 2026)