LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,028
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,579
−HK$2,593/mo
Today · 4.125%
HK$87,172
baseline
▲ 0.50% · 4.625%
HK$92,476
+HK$5,304/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,344/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,255
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,703
−HK$2,482/mo
Today · 4.125%
HK$96,185
baseline
▲ 0.50% · 4.625%
HK$101,256
+HK$5,071/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,370/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,434
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$101,495
−HK$3,111/mo
Today · 4.125%
HK$104,606
baseline
▲ 0.50% · 4.625%
HK$110,971
+HK$6,365/mo
Deposit HK$14.39M · loan HK$21.58M · min. income ≈ HK$209,212/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,506
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,443
−HK$2,980/mo
Today · 4.125%
HK$115,423
baseline
▲ 0.50% · 4.625%
HK$121,507
+HK$6,084/mo
Deposit HK$14.39M · loan HK$21.58M · min. income ≈ HK$230,846/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,839
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,411
−HK$3,630/mo
Today · 4.125%
HK$122,041
baseline
▲ 0.50% · 4.625%
HK$129,466
+HK$7,425/mo
Deposit HK$10.79M · loan HK$25.18M · min. income ≈ HK$244,082/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,757
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,184
−HK$3,476/mo
Today · 4.125%
HK$134,660
baseline
▲ 0.50% · 4.625%
HK$141,758
+HK$7,098/mo
Deposit HK$10.79M · loan HK$25.18M · min. income ≈ HK$269,320/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,650
−HK$9,259/mo
▼ 0.25% · 3.875%
HK$152,243
−HK$4,666/mo
Today · 4.125%
HK$156,909
baseline
▲ 0.50% · 4.625%
HK$166,457
+HK$9,548/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,818/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,259
−HK$8,875/mo
▼ 0.25% · 3.875%
HK$168,665
−HK$4,469/mo
Today · 4.125%
HK$173,134
baseline
▲ 0.50% · 4.625%
HK$182,260
+HK$9,126/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,268/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,528,858 · Scale 2, in force from 26 Feb 2026)