LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,029
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,580
−HK$2,592/mo
Today · 4.125%
HK$87,172
baseline
▲ 0.50% · 4.625%
HK$92,477
+HK$5,305/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,344/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,256
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$93,703
−HK$2,483/mo
Today · 4.125%
HK$96,186
baseline
▲ 0.50% · 4.625%
HK$101,256
+HK$5,070/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,372/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,434
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$101,496
−HK$3,111/mo
Today · 4.125%
HK$104,607
baseline
▲ 0.50% · 4.625%
HK$110,972
+HK$6,365/mo
Deposit HK$14.39M · loan HK$21.58M · min. income ≈ HK$209,214/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,507
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$112,444
−HK$2,979/mo
Today · 4.125%
HK$115,423
baseline
▲ 0.50% · 4.625%
HK$121,508
+HK$6,085/mo
Deposit HK$14.39M · loan HK$21.58M · min. income ≈ HK$230,846/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,840
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$118,412
−HK$3,629/mo
Today · 4.125%
HK$122,041
baseline
▲ 0.50% · 4.625%
HK$129,467
+HK$7,426/mo
Deposit HK$10.79M · loan HK$25.18M · min. income ≈ HK$244,082/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,758
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,185
−HK$3,476/mo
Today · 4.125%
HK$134,661
baseline
▲ 0.50% · 4.625%
HK$141,759
+HK$7,098/mo
Deposit HK$10.79M · loan HK$25.18M · min. income ≈ HK$269,322/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,651
−HK$9,259/mo
▼ 0.25% · 3.875%
HK$152,244
−HK$4,666/mo
Today · 4.125%
HK$156,910
baseline
▲ 0.50% · 4.625%
HK$166,458
+HK$9,548/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,820/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,261
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$168,666
−HK$4,469/mo
Today · 4.125%
HK$173,135
baseline
▲ 0.50% · 4.625%
HK$182,261
+HK$9,126/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,270/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,528,870 · Scale 2, in force from 26 Feb 2026)