LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,043
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,595
−HK$2,593/mo
Today · 4.125%
HK$87,188
baseline
▲ 0.50% · 4.625%
HK$92,493
+HK$5,305/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,376/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,272
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,720
−HK$2,483/mo
Today · 4.125%
HK$96,203
baseline
▲ 0.50% · 4.625%
HK$101,274
+HK$5,071/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,406/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,452
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,514
−HK$3,112/mo
Today · 4.125%
HK$104,626
baseline
▲ 0.50% · 4.625%
HK$110,992
+HK$6,366/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,252/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,527
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,464
−HK$2,980/mo
Today · 4.125%
HK$115,444
baseline
▲ 0.50% · 4.625%
HK$121,529
+HK$6,085/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,888/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,860
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,433
−HK$3,630/mo
Today · 4.125%
HK$122,063
baseline
▲ 0.50% · 4.625%
HK$129,490
+HK$7,427/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$244,126/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,781
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,208
−HK$3,477/mo
Today · 4.125%
HK$134,685
baseline
▲ 0.50% · 4.625%
HK$141,784
+HK$7,099/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$269,370/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,678
−HK$9,260/mo
▼ 0.25% · 3.875%
HK$152,271
−HK$4,667/mo
Today · 4.125%
HK$156,938
baseline
▲ 0.50% · 4.625%
HK$166,488
+HK$9,550/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,876/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,290
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$168,696
−HK$4,470/mo
Today · 4.125%
HK$173,166
baseline
▲ 0.50% · 4.625%
HK$182,294
+HK$9,128/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,332/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,141 · Scale 2, in force from 26 Feb 2026)