LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,044
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$84,596
−HK$2,592/mo
Today · 4.125%
HK$87,188
baseline
▲ 0.50% · 4.625%
HK$92,494
+HK$5,306/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,376/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,273
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,721
−HK$2,483/mo
Today · 4.125%
HK$96,204
baseline
▲ 0.50% · 4.625%
HK$101,275
+HK$5,071/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,408/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,452
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,515
−HK$3,111/mo
Today · 4.125%
HK$104,626
baseline
▲ 0.50% · 4.625%
HK$110,992
+HK$6,366/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,252/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,527
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,465
−HK$2,980/mo
Today · 4.125%
HK$115,445
baseline
▲ 0.50% · 4.625%
HK$121,530
+HK$6,085/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,890/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,861
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,434
−HK$3,630/mo
Today · 4.125%
HK$122,064
baseline
▲ 0.50% · 4.625%
HK$129,491
+HK$7,427/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$244,128/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,782
−HK$6,903/mo
▼ 0.25% · 3.875%
HK$131,209
−HK$3,476/mo
Today · 4.125%
HK$134,685
baseline
▲ 0.50% · 4.625%
HK$141,785
+HK$7,100/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$269,370/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,678
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$152,272
−HK$4,667/mo
Today · 4.125%
HK$156,939
baseline
▲ 0.50% · 4.625%
HK$166,489
+HK$9,550/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,878/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,291
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$168,697
−HK$4,470/mo
Today · 4.125%
HK$173,167
baseline
▲ 0.50% · 4.625%
HK$182,295
+HK$9,128/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,334/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,149 · Scale 2, in force from 26 Feb 2026)