LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,044
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,596
−HK$2,593/mo
Today · 4.125%
HK$87,189
baseline
▲ 0.50% · 4.625%
HK$92,494
+HK$5,305/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,378/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,273
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,721
−HK$2,483/mo
Today · 4.125%
HK$96,204
baseline
▲ 0.50% · 4.625%
HK$101,275
+HK$5,071/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,408/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,453
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,515
−HK$3,112/mo
Today · 4.125%
HK$104,627
baseline
▲ 0.50% · 4.625%
HK$110,993
+HK$6,366/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,254/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,528
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,465
−HK$2,980/mo
Today · 4.125%
HK$115,445
baseline
▲ 0.50% · 4.625%
HK$121,530
+HK$6,085/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,890/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,862
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$118,434
−HK$3,630/mo
Today · 4.125%
HK$122,064
baseline
▲ 0.50% · 4.625%
HK$129,492
+HK$7,428/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$244,128/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,782
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,209
−HK$3,477/mo
Today · 4.125%
HK$134,686
baseline
▲ 0.50% · 4.625%
HK$141,786
+HK$7,100/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$269,372/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,679
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$152,273
−HK$4,667/mo
Today · 4.125%
HK$156,940
baseline
▲ 0.50% · 4.625%
HK$166,489
+HK$9,549/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,880/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,292
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$168,698
−HK$4,470/mo
Today · 4.125%
HK$173,168
baseline
▲ 0.50% · 4.625%
HK$182,296
+HK$9,128/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,336/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,157 · Scale 2, in force from 26 Feb 2026)