LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,049
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,601
−HK$2,593/mo
Today · 4.125%
HK$87,194
baseline
▲ 0.50% · 4.625%
HK$92,500
+HK$5,306/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,388/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,279
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,727
−HK$2,483/mo
Today · 4.125%
HK$96,210
baseline
▲ 0.50% · 4.625%
HK$101,281
+HK$5,071/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,420/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,459
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,521
−HK$3,112/mo
Today · 4.125%
HK$104,633
baseline
▲ 0.50% · 4.625%
HK$111,000
+HK$6,367/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,266/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,534
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,472
−HK$2,980/mo
Today · 4.125%
HK$115,452
baseline
▲ 0.50% · 4.625%
HK$121,538
+HK$6,086/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,904/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,869
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,442
−HK$3,630/mo
Today · 4.125%
HK$122,072
baseline
▲ 0.50% · 4.625%
HK$129,500
+HK$7,428/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$244,144/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,790
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,217
−HK$3,477/mo
Today · 4.125%
HK$134,694
baseline
▲ 0.50% · 4.625%
HK$141,794
+HK$7,100/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$269,388/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,688
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$152,282
−HK$4,667/mo
Today · 4.125%
HK$156,949
baseline
▲ 0.50% · 4.625%
HK$166,499
+HK$9,550/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,898/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,302
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$168,708
−HK$4,470/mo
Today · 4.125%
HK$173,178
baseline
▲ 0.50% · 4.625%
HK$182,307
+HK$9,129/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,356/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,249 · Scale 2, in force from 26 Feb 2026)