LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,050
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,602
−HK$2,593/mo
Today · 4.125%
HK$87,195
baseline
▲ 0.50% · 4.625%
HK$92,501
+HK$5,306/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,390/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,280
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$93,728
−HK$2,483/mo
Today · 4.125%
HK$96,211
baseline
▲ 0.50% · 4.625%
HK$101,283
+HK$5,072/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,422/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,460
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,523
−HK$3,111/mo
Today · 4.125%
HK$104,634
baseline
▲ 0.50% · 4.625%
HK$111,001
+HK$6,367/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,268/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,536
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,474
−HK$2,980/mo
Today · 4.125%
HK$115,454
baseline
▲ 0.50% · 4.625%
HK$121,540
+HK$6,086/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,908/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,870
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,443
−HK$3,631/mo
Today · 4.125%
HK$122,074
baseline
▲ 0.50% · 4.625%
HK$129,501
+HK$7,427/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$244,148/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,792
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,219
−HK$3,477/mo
Today · 4.125%
HK$134,696
baseline
▲ 0.50% · 4.625%
HK$141,796
+HK$7,100/mo
Deposit HK$10.79M · loan HK$25.19M · min. income ≈ HK$269,392/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,690
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$152,284
−HK$4,668/mo
Today · 4.125%
HK$156,952
baseline
▲ 0.50% · 4.625%
HK$166,502
+HK$9,550/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$313,904/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,304
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$168,710
−HK$4,471/mo
Today · 4.125%
HK$173,181
baseline
▲ 0.50% · 4.625%
HK$182,309
+HK$9,128/mo
Deposit HK$3.60M · loan HK$32.38M · min. income ≈ HK$346,362/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,271 · Scale 2, in force from 26 Feb 2026)