LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,052
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$84,604
−HK$2,593/mo
Today · 4.125%
HK$87,197
baseline
▲ 0.50% · 4.625%
HK$92,503
+HK$5,306/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,394/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,282
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,730
−HK$2,484/mo
Today · 4.125%
HK$96,214
baseline
▲ 0.50% · 4.625%
HK$101,285
+HK$5,071/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,428/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,462
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$101,525
−HK$3,112/mo
Today · 4.125%
HK$104,637
baseline
▲ 0.50% · 4.625%
HK$111,004
+HK$6,367/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,274/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,538
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,476
−HK$2,980/mo
Today · 4.125%
HK$115,456
baseline
▲ 0.50% · 4.625%
HK$121,542
+HK$6,086/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,912/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,873
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$118,446
−HK$3,630/mo
Today · 4.125%
HK$122,076
baseline
▲ 0.50% · 4.625%
HK$129,504
+HK$7,428/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$244,152/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,795
−HK$6,904/mo
▼ 0.25% · 3.875%
HK$131,222
−HK$3,477/mo
Today · 4.125%
HK$134,699
baseline
▲ 0.50% · 4.625%
HK$141,799
+HK$7,100/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$269,398/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,694
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$152,288
−HK$4,667/mo
Today · 4.125%
HK$156,955
baseline
▲ 0.50% · 4.625%
HK$166,506
+HK$9,551/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$313,910/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,308
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$168,714
−HK$4,471/mo
Today · 4.125%
HK$173,185
baseline
▲ 0.50% · 4.625%
HK$182,314
+HK$9,129/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$346,370/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,307 · Scale 2, in force from 26 Feb 2026)