LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,059
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,612
−HK$2,593/mo
Today · 4.125%
HK$87,205
baseline
▲ 0.50% · 4.625%
HK$92,511
+HK$5,306/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,410/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,290
−HK$4,932/mo
▼ 0.25% · 3.875%
HK$93,738
−HK$2,484/mo
Today · 4.125%
HK$96,222
baseline
▲ 0.50% · 4.625%
HK$101,294
+HK$5,072/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,444/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,471
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$101,534
−HK$3,112/mo
Today · 4.125%
HK$104,646
baseline
▲ 0.50% · 4.625%
HK$111,013
+HK$6,367/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$209,292/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,548
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,486
−HK$2,980/mo
Today · 4.125%
HK$115,466
baseline
▲ 0.50% · 4.625%
HK$121,553
+HK$6,087/mo
Deposit HK$14.39M · loan HK$21.59M · min. income ≈ HK$230,932/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,883
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,456
−HK$3,631/mo
Today · 4.125%
HK$122,087
baseline
▲ 0.50% · 4.625%
HK$129,516
+HK$7,429/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$244,174/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,806
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,234
−HK$3,477/mo
Today · 4.125%
HK$134,711
baseline
▲ 0.50% · 4.625%
HK$141,812
+HK$7,101/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$269,422/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,706
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$152,301
−HK$4,668/mo
Today · 4.125%
HK$156,969
baseline
▲ 0.50% · 4.625%
HK$166,520
+HK$9,551/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$313,938/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,322
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,729
−HK$4,471/mo
Today · 4.125%
HK$173,200
baseline
▲ 0.50% · 4.625%
HK$182,329
+HK$9,129/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$346,400/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,439 · Scale 2, in force from 26 Feb 2026)