LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,061
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,614
−HK$2,593/mo
Today · 4.125%
HK$87,207
baseline
▲ 0.50% · 4.625%
HK$92,514
+HK$5,307/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$174,414/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,292
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,741
−HK$2,484/mo
Today · 4.125%
HK$96,225
baseline
▲ 0.50% · 4.625%
HK$101,297
+HK$5,072/mo
Deposit HK$17.99M · loan HK$17.99M · min. income ≈ HK$192,450/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,474
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$101,537
−HK$3,112/mo
Today · 4.125%
HK$104,649
baseline
▲ 0.50% · 4.625%
HK$111,016
+HK$6,367/mo
Deposit HK$14.40M · loan HK$21.59M · min. income ≈ HK$209,298/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,551
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,489
−HK$2,980/mo
Today · 4.125%
HK$115,469
baseline
▲ 0.50% · 4.625%
HK$121,556
+HK$6,087/mo
Deposit HK$14.40M · loan HK$21.59M · min. income ≈ HK$230,938/mo (50% DSR)
Upfront cash ≈ HK$15.92M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,886
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$118,459
−HK$3,631/mo
Today · 4.125%
HK$122,090
baseline
▲ 0.50% · 4.625%
HK$129,519
+HK$7,429/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$244,180/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,809
−HK$6,905/mo
▼ 0.25% · 3.875%
HK$131,237
−HK$3,477/mo
Today · 4.125%
HK$134,714
baseline
▲ 0.50% · 4.625%
HK$141,815
+HK$7,101/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$269,428/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,710
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$152,305
−HK$4,668/mo
Today · 4.125%
HK$156,973
baseline
▲ 0.50% · 4.625%
HK$166,524
+HK$9,551/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$313,946/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,326
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,733
−HK$4,471/mo
Today · 4.125%
HK$173,204
baseline
▲ 0.50% · 4.625%
HK$182,334
+HK$9,130/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$346,408/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,479 · Scale 2, in force from 26 Feb 2026)