LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,073
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$84,626
−HK$2,593/mo
Today · 4.125%
HK$87,219
baseline
▲ 0.50% · 4.625%
HK$92,526
+HK$5,307/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,438/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,305
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,754
−HK$2,484/mo
Today · 4.125%
HK$96,238
baseline
▲ 0.50% · 4.625%
HK$101,311
+HK$5,073/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,476/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,487
−HK$6,176/mo
▼ 0.25% · 3.875%
HK$101,551
−HK$3,112/mo
Today · 4.125%
HK$104,663
baseline
▲ 0.50% · 4.625%
HK$111,032
+HK$6,369/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,326/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,566
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$112,505
−HK$2,981/mo
Today · 4.125%
HK$115,486
baseline
▲ 0.50% · 4.625%
HK$121,573
+HK$6,087/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$230,972/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,902
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$118,476
−HK$3,631/mo
Today · 4.125%
HK$122,107
baseline
▲ 0.50% · 4.625%
HK$129,537
+HK$7,430/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$244,214/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,827
−HK$6,906/mo
▼ 0.25% · 3.875%
HK$131,255
−HK$3,478/mo
Today · 4.125%
HK$134,733
baseline
▲ 0.50% · 4.625%
HK$141,835
+HK$7,102/mo
Deposit HK$10.80M · loan HK$25.19M · min. income ≈ HK$269,466/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,731
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$152,326
−HK$4,669/mo
Today · 4.125%
HK$156,995
baseline
▲ 0.50% · 4.625%
HK$166,548
+HK$9,553/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$313,990/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,349
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$168,757
−HK$4,471/mo
Today · 4.125%
HK$173,228
baseline
▲ 0.50% · 4.625%
HK$182,359
+HK$9,131/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$346,456/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,692 · Scale 2, in force from 26 Feb 2026)