LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,075
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,628
−HK$2,594/mo
Today · 4.125%
HK$87,222
baseline
▲ 0.50% · 4.625%
HK$92,529
+HK$5,307/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,444/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,308
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,757
−HK$2,484/mo
Today · 4.125%
HK$96,241
baseline
▲ 0.50% · 4.625%
HK$101,314
+HK$5,073/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,482/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,490
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$101,554
−HK$3,113/mo
Today · 4.125%
HK$104,667
baseline
▲ 0.50% · 4.625%
HK$111,035
+HK$6,368/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,334/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,570
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$112,508
−HK$2,981/mo
Today · 4.125%
HK$115,489
baseline
▲ 0.50% · 4.625%
HK$121,577
+HK$6,088/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$230,978/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,905
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,480
−HK$3,631/mo
Today · 4.125%
HK$122,111
baseline
▲ 0.50% · 4.625%
HK$129,541
+HK$7,430/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,222/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,831
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,260
−HK$3,478/mo
Today · 4.125%
HK$134,738
baseline
▲ 0.50% · 4.625%
HK$141,840
+HK$7,102/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,476/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,736
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$152,331
−HK$4,669/mo
Today · 4.125%
HK$157,000
baseline
▲ 0.50% · 4.625%
HK$166,553
+HK$9,553/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$314,000/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,354
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$168,762
−HK$4,472/mo
Today · 4.125%
HK$173,234
baseline
▲ 0.50% · 4.625%
HK$182,365
+HK$9,131/mo
Deposit HK$3.60M · loan HK$32.39M · min. income ≈ HK$346,468/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,742 · Scale 2, in force from 26 Feb 2026)