LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,078
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,631
−HK$2,594/mo
Today · 4.125%
HK$87,225
baseline
▲ 0.50% · 4.625%
HK$92,532
+HK$5,307/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,450/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,311
−HK$4,933/mo
▼ 0.25% · 3.875%
HK$93,760
−HK$2,484/mo
Today · 4.125%
HK$96,244
baseline
▲ 0.50% · 4.625%
HK$101,317
+HK$5,073/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,488/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,493
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$101,557
−HK$3,113/mo
Today · 4.125%
HK$104,670
baseline
▲ 0.50% · 4.625%
HK$111,039
+HK$6,369/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,340/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,573
−HK$5,920/mo
▼ 0.25% · 3.875%
HK$112,512
−HK$2,981/mo
Today · 4.125%
HK$115,493
baseline
▲ 0.50% · 4.625%
HK$121,581
+HK$6,088/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$230,986/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,909
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$118,483
−HK$3,632/mo
Today · 4.125%
HK$122,115
baseline
▲ 0.50% · 4.625%
HK$129,545
+HK$7,430/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,230/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,835
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,264
−HK$3,478/mo
Today · 4.125%
HK$134,742
baseline
▲ 0.50% · 4.625%
HK$141,844
+HK$7,102/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,484/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,740
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$152,336
−HK$4,669/mo
Today · 4.125%
HK$157,005
baseline
▲ 0.50% · 4.625%
HK$166,558
+HK$9,553/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,010/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,360
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$168,768
−HK$4,471/mo
Today · 4.125%
HK$173,239
baseline
▲ 0.50% · 4.625%
HK$182,371
+HK$9,132/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,478/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,790 · Scale 2, in force from 26 Feb 2026)