LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,089
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$84,642
−HK$2,594/mo
Today · 4.125%
HK$87,236
baseline
▲ 0.50% · 4.625%
HK$92,544
+HK$5,308/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,472/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,323
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,772
−HK$2,485/mo
Today · 4.125%
HK$96,257
baseline
▲ 0.50% · 4.625%
HK$101,330
+HK$5,073/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,514/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,506
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,570
−HK$3,114/mo
Today · 4.125%
HK$104,684
baseline
▲ 0.50% · 4.625%
HK$111,053
+HK$6,369/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,368/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,587
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,526
−HK$2,982/mo
Today · 4.125%
HK$115,508
baseline
▲ 0.50% · 4.625%
HK$121,597
+HK$6,089/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,016/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,924
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,499
−HK$3,632/mo
Today · 4.125%
HK$122,131
baseline
▲ 0.50% · 4.625%
HK$129,562
+HK$7,431/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,262/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,852
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,281
−HK$3,478/mo
Today · 4.125%
HK$134,759
baseline
▲ 0.50% · 4.625%
HK$141,863
+HK$7,104/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,518/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,759
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,356
−HK$4,669/mo
Today · 4.125%
HK$157,025
baseline
▲ 0.50% · 4.625%
HK$166,580
+HK$9,555/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,050/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,381
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,790
−HK$4,472/mo
Today · 4.125%
HK$173,262
baseline
▲ 0.50% · 4.625%
HK$182,395
+HK$9,133/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,524/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,529,989 · Scale 2, in force from 26 Feb 2026)