LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,090
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,644
−HK$2,594/mo
Today · 4.125%
HK$87,238
baseline
▲ 0.50% · 4.625%
HK$92,547
+HK$5,309/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,476/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,325
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,774
−HK$2,485/mo
Today · 4.125%
HK$96,259
baseline
▲ 0.50% · 4.625%
HK$101,333
+HK$5,074/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,518/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,509
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$101,573
−HK$3,113/mo
Today · 4.125%
HK$104,686
baseline
▲ 0.50% · 4.625%
HK$111,056
+HK$6,370/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,372/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,590
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,529
−HK$2,982/mo
Today · 4.125%
HK$115,511
baseline
▲ 0.50% · 4.625%
HK$121,599
+HK$6,088/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,022/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,927
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,502
−HK$3,632/mo
Today · 4.125%
HK$122,134
baseline
▲ 0.50% · 4.625%
HK$129,565
+HK$7,431/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,268/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,855
−HK$6,907/mo
▼ 0.25% · 3.875%
HK$131,284
−HK$3,478/mo
Today · 4.125%
HK$134,762
baseline
▲ 0.50% · 4.625%
HK$141,866
+HK$7,104/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,524/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,763
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,359
−HK$4,670/mo
Today · 4.125%
HK$157,029
baseline
▲ 0.50% · 4.625%
HK$166,584
+HK$9,555/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,058/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,385
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,793
−HK$4,473/mo
Today · 4.125%
HK$173,266
baseline
▲ 0.50% · 4.625%
HK$182,399
+HK$9,133/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,532/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,024 · Scale 2, in force from 26 Feb 2026)