LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,094
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,647
−HK$2,595/mo
Today · 4.125%
HK$87,242
baseline
▲ 0.50% · 4.625%
HK$92,550
+HK$5,308/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,484/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,328
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,778
−HK$2,485/mo
Today · 4.125%
HK$96,263
baseline
▲ 0.50% · 4.625%
HK$101,337
+HK$5,074/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,526/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,512
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,577
−HK$3,113/mo
Today · 4.125%
HK$104,690
baseline
▲ 0.50% · 4.625%
HK$111,060
+HK$6,370/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,380/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,594
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,533
−HK$2,982/mo
Today · 4.125%
HK$115,515
baseline
▲ 0.50% · 4.625%
HK$121,604
+HK$6,089/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,030/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,931
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,506
−HK$3,632/mo
Today · 4.125%
HK$122,138
baseline
▲ 0.50% · 4.625%
HK$129,570
+HK$7,432/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,276/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,860
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,289
−HK$3,479/mo
Today · 4.125%
HK$134,768
baseline
▲ 0.50% · 4.625%
HK$141,871
+HK$7,103/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,536/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,769
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,365
−HK$4,670/mo
Today · 4.125%
HK$157,035
baseline
▲ 0.50% · 4.625%
HK$166,590
+HK$9,555/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,070/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,391
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,800
−HK$4,473/mo
Today · 4.125%
HK$173,273
baseline
▲ 0.50% · 4.625%
HK$182,406
+HK$9,133/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,546/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,082 · Scale 2, in force from 26 Feb 2026)