LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,094
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,648
−HK$2,594/mo
Today · 4.125%
HK$87,242
baseline
▲ 0.50% · 4.625%
HK$92,551
+HK$5,309/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,484/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,329
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,778
−HK$2,485/mo
Today · 4.125%
HK$96,263
baseline
▲ 0.50% · 4.625%
HK$101,337
+HK$5,074/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,526/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,513
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,577
−HK$3,114/mo
Today · 4.125%
HK$104,691
baseline
▲ 0.50% · 4.625%
HK$111,061
+HK$6,370/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,382/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,595
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,534
−HK$2,982/mo
Today · 4.125%
HK$115,516
baseline
▲ 0.50% · 4.625%
HK$121,605
+HK$6,089/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,032/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,932
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,507
−HK$3,632/mo
Today · 4.125%
HK$122,139
baseline
▲ 0.50% · 4.625%
HK$129,571
+HK$7,432/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,278/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,860
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,290
−HK$3,478/mo
Today · 4.125%
HK$134,768
baseline
▲ 0.50% · 4.625%
HK$141,872
+HK$7,104/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,536/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,769
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$152,366
−HK$4,670/mo
Today · 4.125%
HK$157,036
baseline
▲ 0.50% · 4.625%
HK$166,591
+HK$9,555/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,072/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,392
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,801
−HK$4,473/mo
Today · 4.125%
HK$173,274
baseline
▲ 0.50% · 4.625%
HK$182,407
+HK$9,133/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,548/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,092 · Scale 2, in force from 26 Feb 2026)