LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,096
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,650
−HK$2,594/mo
Today · 4.125%
HK$87,244
baseline
▲ 0.50% · 4.625%
HK$92,553
+HK$5,309/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,488/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,331
−HK$4,934/mo
▼ 0.25% · 3.875%
HK$93,781
−HK$2,484/mo
Today · 4.125%
HK$96,265
baseline
▲ 0.50% · 4.625%
HK$101,340
+HK$5,075/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,530/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,515
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,580
−HK$3,113/mo
Today · 4.125%
HK$104,693
baseline
▲ 0.50% · 4.625%
HK$111,063
+HK$6,370/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,386/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,597
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,537
−HK$2,981/mo
Today · 4.125%
HK$115,518
baseline
▲ 0.50% · 4.625%
HK$121,608
+HK$6,090/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,036/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,935
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,510
−HK$3,632/mo
Today · 4.125%
HK$122,142
baseline
▲ 0.50% · 4.625%
HK$129,574
+HK$7,432/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,284/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,863
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,293
−HK$3,479/mo
Today · 4.125%
HK$134,772
baseline
▲ 0.50% · 4.625%
HK$141,876
+HK$7,104/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,544/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,773
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$152,370
−HK$4,670/mo
Today · 4.125%
HK$157,040
baseline
▲ 0.50% · 4.625%
HK$166,595
+HK$9,555/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,080/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,396
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,805
−HK$4,473/mo
Today · 4.125%
HK$173,278
baseline
▲ 0.50% · 4.625%
HK$182,411
+HK$9,133/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,556/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,128 · Scale 2, in force from 26 Feb 2026)