LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,097
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$84,651
−HK$2,594/mo
Today · 4.125%
HK$87,245
baseline
▲ 0.50% · 4.625%
HK$92,554
+HK$5,309/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,490/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,332
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,782
−HK$2,485/mo
Today · 4.125%
HK$96,267
baseline
▲ 0.50% · 4.625%
HK$101,341
+HK$5,074/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,534/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,517
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$101,581
−HK$3,113/mo
Today · 4.125%
HK$104,694
baseline
▲ 0.50% · 4.625%
HK$111,065
+HK$6,371/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,388/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,599
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,538
−HK$2,982/mo
Today · 4.125%
HK$115,520
baseline
▲ 0.50% · 4.625%
HK$121,609
+HK$6,089/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,040/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,936
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$118,511
−HK$3,632/mo
Today · 4.125%
HK$122,143
baseline
▲ 0.50% · 4.625%
HK$129,576
+HK$7,433/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$244,286/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,865
−HK$6,908/mo
▼ 0.25% · 3.875%
HK$131,294
−HK$3,479/mo
Today · 4.125%
HK$134,773
baseline
▲ 0.50% · 4.625%
HK$141,877
+HK$7,104/mo
Deposit HK$10.80M · loan HK$25.20M · min. income ≈ HK$269,546/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,775
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$152,371
−HK$4,671/mo
Today · 4.125%
HK$157,042
baseline
▲ 0.50% · 4.625%
HK$166,597
+HK$9,555/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$314,084/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,398
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,807
−HK$4,473/mo
Today · 4.125%
HK$173,280
baseline
▲ 0.50% · 4.625%
HK$182,414
+HK$9,134/mo
Deposit HK$3.60M · loan HK$32.40M · min. income ≈ HK$346,560/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,147 · Scale 2, in force from 26 Feb 2026)