LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,107
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,661
−HK$2,595/mo
Today · 4.125%
HK$87,256
baseline
▲ 0.50% · 4.625%
HK$92,565
+HK$5,309/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$174,512/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,343
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,793
−HK$2,485/mo
Today · 4.125%
HK$96,278
baseline
▲ 0.50% · 4.625%
HK$101,353
+HK$5,075/mo
Deposit HK$18.00M · loan HK$18.00M · min. income ≈ HK$192,556/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,529
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,593
−HK$3,114/mo
Today · 4.125%
HK$104,707
baseline
▲ 0.50% · 4.625%
HK$111,078
+HK$6,371/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$209,414/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,612
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$112,552
−HK$2,982/mo
Today · 4.125%
HK$115,534
baseline
▲ 0.50% · 4.625%
HK$121,624
+HK$6,090/mo
Deposit HK$14.40M · loan HK$21.60M · min. income ≈ HK$231,068/mo (50% DSR)
Upfront cash ≈ HK$15.93M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,950
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$118,526
−HK$3,632/mo
Today · 4.125%
HK$122,158
baseline
▲ 0.50% · 4.625%
HK$129,591
+HK$7,433/mo
Deposit HK$10.80M · loan HK$25.21M · min. income ≈ HK$244,316/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,881
−HK$6,909/mo
▼ 0.25% · 3.875%
HK$131,310
−HK$3,480/mo
Today · 4.125%
HK$134,790
baseline
▲ 0.50% · 4.625%
HK$141,895
+HK$7,105/mo
Deposit HK$10.80M · loan HK$25.21M · min. income ≈ HK$269,580/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,793
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,390
−HK$4,671/mo
Today · 4.125%
HK$157,061
baseline
▲ 0.50% · 4.625%
HK$166,618
+HK$9,557/mo
Deposit HK$3.60M · loan HK$32.41M · min. income ≈ HK$314,122/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,418
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$168,828
−HK$4,473/mo
Today · 4.125%
HK$173,301
baseline
▲ 0.50% · 4.625%
HK$182,436
+HK$9,135/mo
Deposit HK$3.60M · loan HK$32.41M · min. income ≈ HK$346,602/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,335 · Scale 2, in force from 26 Feb 2026)