LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,126
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,681
−HK$2,595/mo
Today · 4.125%
HK$87,276
baseline
▲ 0.50% · 4.625%
HK$92,587
+HK$5,311/mo
Deposit HK$18.01M · loan HK$18.01M · min. income ≈ HK$174,552/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,364
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,815
−HK$2,486/mo
Today · 4.125%
HK$96,301
baseline
▲ 0.50% · 4.625%
HK$101,377
+HK$5,076/mo
Deposit HK$18.01M · loan HK$18.01M · min. income ≈ HK$192,602/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,551
−HK$6,180/mo
▼ 0.25% · 3.875%
HK$101,617
−HK$3,114/mo
Today · 4.125%
HK$104,731
baseline
▲ 0.50% · 4.625%
HK$111,104
+HK$6,373/mo
Deposit HK$14.41M · loan HK$21.61M · min. income ≈ HK$209,462/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,637
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$112,578
−HK$2,983/mo
Today · 4.125%
HK$115,561
baseline
▲ 0.50% · 4.625%
HK$121,652
+HK$6,091/mo
Deposit HK$14.41M · loan HK$21.61M · min. income ≈ HK$231,122/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,977
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$118,553
−HK$3,634/mo
Today · 4.125%
HK$122,187
baseline
▲ 0.50% · 4.625%
HK$129,621
+HK$7,434/mo
Deposit HK$10.80M · loan HK$25.21M · min. income ≈ HK$244,374/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,910
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,341
−HK$3,480/mo
Today · 4.125%
HK$134,821
baseline
▲ 0.50% · 4.625%
HK$141,927
+HK$7,106/mo
Deposit HK$10.80M · loan HK$25.21M · min. income ≈ HK$269,642/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,827
−HK$9,270/mo
▼ 0.25% · 3.875%
HK$152,425
−HK$4,672/mo
Today · 4.125%
HK$157,097
baseline
▲ 0.50% · 4.625%
HK$166,656
+HK$9,559/mo
Deposit HK$3.60M · loan HK$32.41M · min. income ≈ HK$314,194/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,456
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$168,867
−HK$4,474/mo
Today · 4.125%
HK$173,341
baseline
▲ 0.50% · 4.625%
HK$182,478
+HK$9,137/mo
Deposit HK$3.60M · loan HK$32.41M · min. income ≈ HK$346,682/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,687 · Scale 2, in force from 26 Feb 2026)