LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,133
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,688
−HK$2,595/mo
Today · 4.125%
HK$87,283
baseline
▲ 0.50% · 4.625%
HK$92,594
+HK$5,311/mo
Deposit HK$18.01M · loan HK$18.01M · min. income ≈ HK$174,566/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,372
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,822
−HK$2,486/mo
Today · 4.125%
HK$96,308
baseline
▲ 0.50% · 4.625%
HK$101,385
+HK$5,077/mo
Deposit HK$18.01M · loan HK$18.01M · min. income ≈ HK$192,616/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,559
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$101,625
−HK$3,115/mo
Today · 4.125%
HK$104,740
baseline
▲ 0.50% · 4.625%
HK$111,113
+HK$6,373/mo
Deposit HK$14.41M · loan HK$21.61M · min. income ≈ HK$209,480/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,646
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$112,587
−HK$2,983/mo
Today · 4.125%
HK$115,570
baseline
▲ 0.50% · 4.625%
HK$121,662
+HK$6,092/mo
Deposit HK$14.41M · loan HK$21.61M · min. income ≈ HK$231,140/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,986
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$118,563
−HK$3,634/mo
Today · 4.125%
HK$122,197
baseline
▲ 0.50% · 4.625%
HK$129,632
+HK$7,435/mo
Deposit HK$10.81M · loan HK$25.21M · min. income ≈ HK$244,394/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,921
−HK$6,911/mo
▼ 0.25% · 3.875%
HK$131,351
−HK$3,481/mo
Today · 4.125%
HK$134,832
baseline
▲ 0.50% · 4.625%
HK$141,939
+HK$7,107/mo
Deposit HK$10.81M · loan HK$25.21M · min. income ≈ HK$269,664/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,839
−HK$9,271/mo
▼ 0.25% · 3.875%
HK$152,438
−HK$4,672/mo
Today · 4.125%
HK$157,110
baseline
▲ 0.50% · 4.625%
HK$166,670
+HK$9,560/mo
Deposit HK$3.60M · loan HK$32.42M · min. income ≈ HK$314,220/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,469
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$168,880
−HK$4,475/mo
Today · 4.125%
HK$173,355
baseline
▲ 0.50% · 4.625%
HK$182,493
+HK$9,138/mo
Deposit HK$3.60M · loan HK$32.42M · min. income ≈ HK$346,710/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,530,812 · Scale 2, in force from 26 Feb 2026)