LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,152
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,708
−HK$2,596/mo
Today · 4.125%
HK$87,304
baseline
▲ 0.50% · 4.625%
HK$92,616
+HK$5,312/mo
Deposit HK$18.01M · loan HK$18.01M · min. income ≈ HK$174,608/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,394
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,845
−HK$2,486/mo
Today · 4.125%
HK$96,331
baseline
▲ 0.50% · 4.625%
HK$101,409
+HK$5,078/mo
Deposit HK$18.01M · loan HK$18.01M · min. income ≈ HK$192,662/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,583
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,649
−HK$3,116/mo
Today · 4.125%
HK$104,765
baseline
▲ 0.50% · 4.625%
HK$111,139
+HK$6,374/mo
Deposit HK$14.41M · loan HK$21.62M · min. income ≈ HK$209,530/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,672
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$112,614
−HK$2,984/mo
Today · 4.125%
HK$115,598
baseline
▲ 0.50% · 4.625%
HK$121,691
+HK$6,093/mo
Deposit HK$14.41M · loan HK$21.62M · min. income ≈ HK$231,196/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,013
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,591
−HK$3,635/mo
Today · 4.125%
HK$122,226
baseline
▲ 0.50% · 4.625%
HK$129,663
+HK$7,437/mo
Deposit HK$10.81M · loan HK$25.22M · min. income ≈ HK$244,452/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,951
−HK$6,913/mo
▼ 0.25% · 3.875%
HK$131,383
−HK$3,481/mo
Today · 4.125%
HK$134,864
baseline
▲ 0.50% · 4.625%
HK$141,973
+HK$7,109/mo
Deposit HK$10.81M · loan HK$25.22M · min. income ≈ HK$269,728/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,874
−HK$9,273/mo
▼ 0.25% · 3.875%
HK$152,474
−HK$4,673/mo
Today · 4.125%
HK$157,147
baseline
▲ 0.50% · 4.625%
HK$166,709
+HK$9,562/mo
Deposit HK$3.60M · loan HK$32.42M · min. income ≈ HK$314,294/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,509
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$168,921
−HK$4,475/mo
Today · 4.125%
HK$173,396
baseline
▲ 0.50% · 4.625%
HK$182,536
+HK$9,140/mo
Deposit HK$3.60M · loan HK$32.42M · min. income ≈ HK$346,792/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,531,176 · Scale 2, in force from 26 Feb 2026)