LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,163
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,718
−HK$2,597/mo
Today · 4.125%
HK$87,315
baseline
▲ 0.50% · 4.625%
HK$92,628
+HK$5,313/mo
Deposit HK$18.02M · loan HK$18.02M · min. income ≈ HK$174,630/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,405
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,857
−HK$2,486/mo
Today · 4.125%
HK$96,343
baseline
▲ 0.50% · 4.625%
HK$101,422
+HK$5,079/mo
Deposit HK$18.02M · loan HK$18.02M · min. income ≈ HK$192,686/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,595
−HK$6,183/mo
▼ 0.25% · 3.875%
HK$101,662
−HK$3,116/mo
Today · 4.125%
HK$104,778
baseline
▲ 0.50% · 4.625%
HK$111,153
+HK$6,375/mo
Deposit HK$14.41M · loan HK$21.62M · min. income ≈ HK$209,556/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,686
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$112,628
−HK$2,984/mo
Today · 4.125%
HK$115,612
baseline
▲ 0.50% · 4.625%
HK$121,706
+HK$6,094/mo
Deposit HK$14.41M · loan HK$21.62M · min. income ≈ HK$231,224/mo (50% DSR)
Upfront cash ≈ HK$15.94M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,028
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$118,606
−HK$3,635/mo
Today · 4.125%
HK$122,241
baseline
▲ 0.50% · 4.625%
HK$129,679
+HK$7,438/mo
Deposit HK$10.81M · loan HK$25.22M · min. income ≈ HK$244,482/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,967
−HK$6,914/mo
▼ 0.25% · 3.875%
HK$131,399
−HK$3,482/mo
Today · 4.125%
HK$134,881
baseline
▲ 0.50% · 4.625%
HK$141,991
+HK$7,110/mo
Deposit HK$10.81M · loan HK$25.22M · min. income ≈ HK$269,762/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,893
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$152,493
−HK$4,674/mo
Today · 4.125%
HK$157,167
baseline
▲ 0.50% · 4.625%
HK$166,730
+HK$9,563/mo
Deposit HK$3.60M · loan HK$32.43M · min. income ≈ HK$314,334/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,529
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$168,942
−HK$4,476/mo
Today · 4.125%
HK$173,418
baseline
▲ 0.50% · 4.625%
HK$182,559
+HK$9,141/mo
Deposit HK$3.60M · loan HK$32.43M · min. income ≈ HK$346,836/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$1,531,369 · Scale 2, in force from 26 Feb 2026)