LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,184
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$84,740
−HK$2,598/mo
Today · 4.125%
HK$87,338
baseline
▲ 0.50% · 4.625%
HK$92,652
+HK$5,314/mo
Deposit HK$18.02M · loan HK$18.02M · min. income ≈ HK$174,676/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,429
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,881
−HK$2,487/mo
Today · 4.125%
HK$96,368
baseline
▲ 0.50% · 4.625%
HK$101,448
+HK$5,080/mo
Deposit HK$18.02M · loan HK$18.02M · min. income ≈ HK$192,736/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,621
−HK$6,184/mo
▼ 0.25% · 3.875%
HK$101,688
−HK$3,117/mo
Today · 4.125%
HK$104,805
baseline
▲ 0.50% · 4.625%
HK$111,182
+HK$6,377/mo
Deposit HK$14.42M · loan HK$21.62M · min. income ≈ HK$209,610/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,715
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$112,657
−HK$2,985/mo
Today · 4.125%
HK$115,642
baseline
▲ 0.50% · 4.625%
HK$121,738
+HK$6,096/mo
Deposit HK$14.42M · loan HK$21.62M · min. income ≈ HK$231,284/mo (50% DSR)
Upfront cash ≈ HK$15.95M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,058
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$118,637
−HK$3,636/mo
Today · 4.125%
HK$122,273
baseline
▲ 0.50% · 4.625%
HK$129,713
+HK$7,440/mo
Deposit HK$10.81M · loan HK$25.23M · min. income ≈ HK$244,546/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,000
−HK$6,916/mo
▼ 0.25% · 3.875%
HK$131,433
−HK$3,483/mo
Today · 4.125%
HK$134,916
baseline
▲ 0.50% · 4.625%
HK$142,027
+HK$7,111/mo
Deposit HK$10.81M · loan HK$25.23M · min. income ≈ HK$269,832/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,931
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$152,533
−HK$4,675/mo
Today · 4.125%
HK$157,208
baseline
▲ 0.50% · 4.625%
HK$166,773
+HK$9,565/mo
Deposit HK$3.60M · loan HK$32.44M · min. income ≈ HK$314,416/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,572
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$168,986
−HK$4,477/mo
Today · 4.125%
HK$173,463
baseline
▲ 0.50% · 4.625%
HK$182,607
+HK$9,144/mo
Deposit HK$3.60M · loan HK$32.44M · min. income ≈ HK$346,926/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,531,767 · Scale 2, in force from 26 Feb 2026)