LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,301
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,861
−HK$2,601/mo
Today · 4.125%
HK$87,462
baseline
▲ 0.50% · 4.625%
HK$92,784
+HK$5,322/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$174,924/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,559
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,015
−HK$2,491/mo
Today · 4.125%
HK$96,506
baseline
▲ 0.50% · 4.625%
HK$101,593
+HK$5,087/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$193,012/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,761
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$101,833
−HK$3,122/mo
Today · 4.125%
HK$104,955
baseline
▲ 0.50% · 4.625%
HK$111,341
+HK$6,386/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$209,910/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,871
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$112,818
−HK$2,989/mo
Today · 4.125%
HK$115,807
baseline
▲ 0.50% · 4.625%
HK$121,911
+HK$6,104/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$231,614/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,222
−HK$7,225/mo
▼ 0.25% · 3.875%
HK$118,806
−HK$3,641/mo
Today · 4.125%
HK$122,447
baseline
▲ 0.50% · 4.625%
HK$129,898
+HK$7,451/mo
Deposit HK$10.83M · loan HK$25.27M · min. income ≈ HK$244,894/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,183
−HK$6,925/mo
▼ 0.25% · 3.875%
HK$131,621
−HK$3,487/mo
Today · 4.125%
HK$135,108
baseline
▲ 0.50% · 4.625%
HK$142,230
+HK$7,122/mo
Deposit HK$10.83M · loan HK$25.27M · min. income ≈ HK$270,216/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,142
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$152,750
−HK$4,682/mo
Today · 4.125%
HK$157,432
baseline
▲ 0.50% · 4.625%
HK$167,011
+HK$9,579/mo
Deposit HK$3.61M · loan HK$32.48M · min. income ≈ HK$314,864/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,807
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$169,227
−HK$4,484/mo
Today · 4.125%
HK$173,711
baseline
▲ 0.50% · 4.625%
HK$182,867
+HK$9,156/mo
Deposit HK$3.61M · loan HK$32.48M · min. income ≈ HK$347,422/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,533,950 · Scale 2, in force from 26 Feb 2026)