LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,308
−HK$5,161/mo
▼ 0.25% · 3.875%
HK$84,868
−HK$2,601/mo
Today · 4.125%
HK$87,469
baseline
▲ 0.50% · 4.625%
HK$92,791
+HK$5,322/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$174,938/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,566
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,022
−HK$2,491/mo
Today · 4.125%
HK$96,513
baseline
▲ 0.50% · 4.625%
HK$101,601
+HK$5,088/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$193,026/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,769
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$101,841
−HK$3,122/mo
Today · 4.125%
HK$104,963
baseline
▲ 0.50% · 4.625%
HK$111,350
+HK$6,387/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$209,926/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,880
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$112,827
−HK$2,989/mo
Today · 4.125%
HK$115,816
baseline
▲ 0.50% · 4.625%
HK$121,921
+HK$6,105/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$231,632/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,231
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,815
−HK$3,642/mo
Today · 4.125%
HK$122,457
baseline
▲ 0.50% · 4.625%
HK$129,908
+HK$7,451/mo
Deposit HK$10.83M · loan HK$25.27M · min. income ≈ HK$244,914/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,193
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,631
−HK$3,488/mo
Today · 4.125%
HK$135,119
baseline
▲ 0.50% · 4.625%
HK$142,241
+HK$7,122/mo
Deposit HK$10.83M · loan HK$25.27M · min. income ≈ HK$270,238/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,154
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$152,762
−HK$4,682/mo
Today · 4.125%
HK$157,444
baseline
▲ 0.50% · 4.625%
HK$167,024
+HK$9,580/mo
Deposit HK$3.61M · loan HK$32.49M · min. income ≈ HK$314,888/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,819
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$169,240
−HK$4,484/mo
Today · 4.125%
HK$173,724
baseline
▲ 0.50% · 4.625%
HK$182,881
+HK$9,157/mo
Deposit HK$3.61M · loan HK$32.49M · min. income ≈ HK$347,448/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,534,070 · Scale 2, in force from 26 Feb 2026)