LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,309
−HK$5,162/mo
▼ 0.25% · 3.875%
HK$84,869
−HK$2,602/mo
Today · 4.125%
HK$87,471
baseline
▲ 0.50% · 4.625%
HK$92,793
+HK$5,322/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$174,942/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,568
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$94,024
−HK$2,491/mo
Today · 4.125%
HK$96,515
baseline
▲ 0.50% · 4.625%
HK$101,603
+HK$5,088/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$193,030/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,771
−HK$6,194/mo
▼ 0.25% · 3.875%
HK$101,843
−HK$3,122/mo
Today · 4.125%
HK$104,965
baseline
▲ 0.50% · 4.625%
HK$111,352
+HK$6,387/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$209,930/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,882
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$112,829
−HK$2,989/mo
Today · 4.125%
HK$115,818
baseline
▲ 0.50% · 4.625%
HK$121,923
+HK$6,105/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$231,636/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,233
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$118,817
−HK$3,642/mo
Today · 4.125%
HK$122,459
baseline
▲ 0.50% · 4.625%
HK$129,910
+HK$7,451/mo
Deposit HK$10.83M · loan HK$25.27M · min. income ≈ HK$244,918/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,195
−HK$6,926/mo
▼ 0.25% · 3.875%
HK$131,634
−HK$3,487/mo
Today · 4.125%
HK$135,121
baseline
▲ 0.50% · 4.625%
HK$142,244
+HK$7,123/mo
Deposit HK$10.83M · loan HK$25.27M · min. income ≈ HK$270,242/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,157
−HK$9,290/mo
▼ 0.25% · 3.875%
HK$152,765
−HK$4,682/mo
Today · 4.125%
HK$157,447
baseline
▲ 0.50% · 4.625%
HK$167,028
+HK$9,581/mo
Deposit HK$3.61M · loan HK$32.49M · min. income ≈ HK$314,894/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,823
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$169,243
−HK$4,485/mo
Today · 4.125%
HK$173,728
baseline
▲ 0.50% · 4.625%
HK$182,885
+HK$9,157/mo
Deposit HK$3.61M · loan HK$32.49M · min. income ≈ HK$347,456/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$1,534,100 · Scale 2, in force from 26 Feb 2026)