LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,336
−HK$5,163/mo
▼ 0.25% · 3.875%
HK$84,897
−HK$2,602/mo
Today · 4.125%
HK$87,499
baseline
▲ 0.50% · 4.625%
HK$92,823
+HK$5,324/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$174,998/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,598
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$94,054
−HK$2,493/mo
Today · 4.125%
HK$96,547
baseline
▲ 0.50% · 4.625%
HK$101,636
+HK$5,089/mo
Deposit HK$18.05M · loan HK$18.05M · min. income ≈ HK$193,094/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,803
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$101,876
−HK$3,123/mo
Today · 4.125%
HK$104,999
baseline
▲ 0.50% · 4.625%
HK$111,388
+HK$6,389/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$209,998/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,917
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$112,865
−HK$2,991/mo
Today · 4.125%
HK$115,856
baseline
▲ 0.50% · 4.625%
HK$121,963
+HK$6,107/mo
Deposit HK$14.44M · loan HK$21.66M · min. income ≈ HK$231,712/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,270
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$118,856
−HK$3,643/mo
Today · 4.125%
HK$122,499
baseline
▲ 0.50% · 4.625%
HK$129,953
+HK$7,454/mo
Deposit HK$10.83M · loan HK$25.28M · min. income ≈ HK$244,998/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,237
−HK$6,928/mo
▼ 0.25% · 3.875%
HK$131,676
−HK$3,489/mo
Today · 4.125%
HK$135,165
baseline
▲ 0.50% · 4.625%
HK$142,290
+HK$7,125/mo
Deposit HK$10.83M · loan HK$25.28M · min. income ≈ HK$270,330/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,205
−HK$9,293/mo
▼ 0.25% · 3.875%
HK$152,815
−HK$4,683/mo
Today · 4.125%
HK$157,498
baseline
▲ 0.50% · 4.625%
HK$167,082
+HK$9,584/mo
Deposit HK$3.61M · loan HK$32.50M · min. income ≈ HK$314,996/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,876
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$169,298
−HK$4,486/mo
Today · 4.125%
HK$173,784
baseline
▲ 0.50% · 4.625%
HK$182,944
+HK$9,160/mo
Deposit HK$3.61M · loan HK$32.50M · min. income ≈ HK$347,568/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,534,598 · Scale 2, in force from 26 Feb 2026)