LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,429
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,993
−HK$2,605/mo
Today · 4.125%
HK$87,598
baseline
▲ 0.50% · 4.625%
HK$92,929
+HK$5,331/mo
Deposit HK$18.07M · loan HK$18.07M · min. income ≈ HK$175,196/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,702
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,161
−HK$2,495/mo
Today · 4.125%
HK$96,656
baseline
▲ 0.50% · 4.625%
HK$101,751
+HK$5,095/mo
Deposit HK$18.07M · loan HK$18.07M · min. income ≈ HK$193,312/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,915
−HK$6,203/mo
▼ 0.25% · 3.875%
HK$101,992
−HK$3,126/mo
Today · 4.125%
HK$105,118
baseline
▲ 0.50% · 4.625%
HK$111,514
+HK$6,396/mo
Deposit HK$14.46M · loan HK$21.69M · min. income ≈ HK$210,236/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,042
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$112,993
−HK$2,994/mo
Today · 4.125%
HK$115,987
baseline
▲ 0.50% · 4.625%
HK$122,101
+HK$6,114/mo
Deposit HK$14.46M · loan HK$21.69M · min. income ≈ HK$231,974/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,401
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$118,991
−HK$3,647/mo
Today · 4.125%
HK$122,638
baseline
▲ 0.50% · 4.625%
HK$130,100
+HK$7,462/mo
Deposit HK$10.84M · loan HK$25.30M · min. income ≈ HK$245,276/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,383
−HK$6,936/mo
▼ 0.25% · 3.875%
HK$131,826
−HK$3,493/mo
Today · 4.125%
HK$135,319
baseline
▲ 0.50% · 4.625%
HK$142,452
+HK$7,133/mo
Deposit HK$10.84M · loan HK$25.30M · min. income ≈ HK$270,638/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,373
−HK$9,304/mo
▼ 0.25% · 3.875%
HK$152,988
−HK$4,689/mo
Today · 4.125%
HK$157,677
baseline
▲ 0.50% · 4.625%
HK$167,271
+HK$9,594/mo
Deposit HK$3.61M · loan HK$32.53M · min. income ≈ HK$315,354/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,063
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$169,490
−HK$4,491/mo
Today · 4.125%
HK$173,981
baseline
▲ 0.50% · 4.625%
HK$183,152
+HK$9,171/mo
Deposit HK$3.61M · loan HK$32.53M · min. income ≈ HK$347,962/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,536,340 · Scale 2, in force from 26 Feb 2026)