LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,442
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,006
−HK$2,606/mo
Today · 4.125%
HK$87,612
baseline
▲ 0.50% · 4.625%
HK$92,943
+HK$5,331/mo
Deposit HK$18.08M · loan HK$18.08M · min. income ≈ HK$175,224/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,716
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,175
−HK$2,496/mo
Today · 4.125%
HK$96,671
baseline
▲ 0.50% · 4.625%
HK$101,766
+HK$5,095/mo
Deposit HK$18.08M · loan HK$18.08M · min. income ≈ HK$193,342/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,930
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,007
−HK$3,127/mo
Today · 4.125%
HK$105,134
baseline
▲ 0.50% · 4.625%
HK$111,531
+HK$6,397/mo
Deposit HK$14.46M · loan HK$21.69M · min. income ≈ HK$210,268/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,059
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$113,011
−HK$2,994/mo
Today · 4.125%
HK$116,005
baseline
▲ 0.50% · 4.625%
HK$122,120
+HK$6,115/mo
Deposit HK$14.46M · loan HK$21.69M · min. income ≈ HK$232,010/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,419
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$119,009
−HK$3,647/mo
Today · 4.125%
HK$122,656
baseline
▲ 0.50% · 4.625%
HK$130,120
+HK$7,464/mo
Deposit HK$10.85M · loan HK$25.31M · min. income ≈ HK$245,312/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,402
−HK$6,937/mo
▼ 0.25% · 3.875%
HK$131,846
−HK$3,493/mo
Today · 4.125%
HK$135,339
baseline
▲ 0.50% · 4.625%
HK$142,473
+HK$7,134/mo
Deposit HK$10.85M · loan HK$25.31M · min. income ≈ HK$270,678/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,395
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$153,011
−HK$4,690/mo
Today · 4.125%
HK$157,701
baseline
▲ 0.50% · 4.625%
HK$167,297
+HK$9,596/mo
Deposit HK$3.62M · loan HK$32.54M · min. income ≈ HK$315,402/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,088
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$169,516
−HK$4,491/mo
Today · 4.125%
HK$174,007
baseline
▲ 0.50% · 4.625%
HK$183,180
+HK$9,173/mo
Deposit HK$3.62M · loan HK$32.54M · min. income ≈ HK$348,014/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,536,572 · Scale 2, in force from 26 Feb 2026)