LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,447
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,012
−HK$2,605/mo
Today · 4.125%
HK$87,617
baseline
▲ 0.50% · 4.625%
HK$92,949
+HK$5,332/mo
Deposit HK$18.08M · loan HK$18.08M · min. income ≈ HK$175,234/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,722
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,182
−HK$2,495/mo
Today · 4.125%
HK$96,677
baseline
▲ 0.50% · 4.625%
HK$101,773
+HK$5,096/mo
Deposit HK$18.08M · loan HK$18.08M · min. income ≈ HK$193,354/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,937
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$102,014
−HK$3,127/mo
Today · 4.125%
HK$105,141
baseline
▲ 0.50% · 4.625%
HK$111,538
+HK$6,397/mo
Deposit HK$14.46M · loan HK$21.69M · min. income ≈ HK$210,282/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,066
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$113,018
−HK$2,995/mo
Today · 4.125%
HK$116,013
baseline
▲ 0.50% · 4.625%
HK$122,128
+HK$6,115/mo
Deposit HK$14.46M · loan HK$21.69M · min. income ≈ HK$232,026/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,426
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$119,017
−HK$3,647/mo
Today · 4.125%
HK$122,664
baseline
▲ 0.50% · 4.625%
HK$130,128
+HK$7,464/mo
Deposit HK$10.85M · loan HK$25.31M · min. income ≈ HK$245,328/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,410
−HK$6,938/mo
▼ 0.25% · 3.875%
HK$131,854
−HK$3,494/mo
Today · 4.125%
HK$135,348
baseline
▲ 0.50% · 4.625%
HK$142,482
+HK$7,134/mo
Deposit HK$10.85M · loan HK$25.31M · min. income ≈ HK$270,696/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,405
−HK$9,306/mo
▼ 0.25% · 3.875%
HK$153,021
−HK$4,690/mo
Today · 4.125%
HK$157,711
baseline
▲ 0.50% · 4.625%
HK$167,308
+HK$9,597/mo
Deposit HK$3.62M · loan HK$32.54M · min. income ≈ HK$315,422/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,099
−HK$8,920/mo
▼ 0.25% · 3.875%
HK$169,527
−HK$4,492/mo
Today · 4.125%
HK$174,019
baseline
▲ 0.50% · 4.625%
HK$183,192
+HK$9,173/mo
Deposit HK$3.62M · loan HK$32.54M · min. income ≈ HK$348,038/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,536,673 · Scale 2, in force from 26 Feb 2026)