LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,479
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,045
−HK$2,607/mo
Today · 4.125%
HK$87,652
baseline
▲ 0.50% · 4.625%
HK$92,985
+HK$5,333/mo
Deposit HK$18.09M · loan HK$18.09M · min. income ≈ HK$175,304/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,758
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,218
−HK$2,497/mo
Today · 4.125%
HK$96,715
baseline
▲ 0.50% · 4.625%
HK$101,813
+HK$5,098/mo
Deposit HK$18.09M · loan HK$18.09M · min. income ≈ HK$193,430/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,975
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$102,054
−HK$3,128/mo
Today · 4.125%
HK$105,182
baseline
▲ 0.50% · 4.625%
HK$111,582
+HK$6,400/mo
Deposit HK$14.47M · loan HK$21.70M · min. income ≈ HK$210,364/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,109
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$113,062
−HK$2,996/mo
Today · 4.125%
HK$116,058
baseline
▲ 0.50% · 4.625%
HK$122,175
+HK$6,117/mo
Deposit HK$14.47M · loan HK$21.70M · min. income ≈ HK$232,116/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,471
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$119,063
−HK$3,649/mo
Today · 4.125%
HK$122,712
baseline
▲ 0.50% · 4.625%
HK$130,179
+HK$7,467/mo
Deposit HK$10.85M · loan HK$25.32M · min. income ≈ HK$245,424/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,461
−HK$6,940/mo
▼ 0.25% · 3.875%
HK$131,906
−HK$3,495/mo
Today · 4.125%
HK$135,401
baseline
▲ 0.50% · 4.625%
HK$142,538
+HK$7,137/mo
Deposit HK$10.85M · loan HK$25.32M · min. income ≈ HK$270,802/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,463
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$153,081
−HK$4,692/mo
Today · 4.125%
HK$157,773
baseline
▲ 0.50% · 4.625%
HK$167,373
+HK$9,600/mo
Deposit HK$3.62M · loan HK$32.55M · min. income ≈ HK$315,546/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,164
−HK$8,923/mo
▼ 0.25% · 3.875%
HK$169,593
−HK$4,494/mo
Today · 4.125%
HK$174,087
baseline
▲ 0.50% · 4.625%
HK$183,263
+HK$9,176/mo
Deposit HK$3.62M · loan HK$32.55M · min. income ≈ HK$348,174/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$1,537,273 · Scale 2, in force from 26 Feb 2026)