LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,493
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,059
−HK$2,607/mo
Today · 4.125%
HK$87,666
baseline
▲ 0.50% · 4.625%
HK$93,001
+HK$5,335/mo
Deposit HK$18.09M · loan HK$18.09M · min. income ≈ HK$175,332/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,773
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,234
−HK$2,497/mo
Today · 4.125%
HK$96,731
baseline
▲ 0.50% · 4.625%
HK$101,830
+HK$5,099/mo
Deposit HK$18.09M · loan HK$18.09M · min. income ≈ HK$193,462/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,992
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$102,071
−HK$3,129/mo
Today · 4.125%
HK$105,200
baseline
▲ 0.50% · 4.625%
HK$111,601
+HK$6,401/mo
Deposit HK$14.47M · loan HK$21.71M · min. income ≈ HK$210,400/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,128
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$113,081
−HK$2,997/mo
Today · 4.125%
HK$116,078
baseline
▲ 0.50% · 4.625%
HK$122,196
+HK$6,118/mo
Deposit HK$14.47M · loan HK$21.71M · min. income ≈ HK$232,156/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,491
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$119,083
−HK$3,650/mo
Today · 4.125%
HK$122,733
baseline
▲ 0.50% · 4.625%
HK$130,201
+HK$7,468/mo
Deposit HK$10.85M · loan HK$25.32M · min. income ≈ HK$245,466/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,482
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,928
−HK$3,496/mo
Today · 4.125%
HK$135,424
baseline
▲ 0.50% · 4.625%
HK$142,562
+HK$7,138/mo
Deposit HK$10.85M · loan HK$25.32M · min. income ≈ HK$270,848/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,488
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$153,107
−HK$4,693/mo
Today · 4.125%
HK$157,800
baseline
▲ 0.50% · 4.625%
HK$167,401
+HK$9,601/mo
Deposit HK$3.62M · loan HK$32.56M · min. income ≈ HK$315,600/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,192
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$169,622
−HK$4,494/mo
Today · 4.125%
HK$174,116
baseline
▲ 0.50% · 4.625%
HK$183,294
+HK$9,178/mo
Deposit HK$3.62M · loan HK$32.56M · min. income ≈ HK$348,232/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,537,534 · Scale 2, in force from 26 Feb 2026)