LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,503
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,070
−HK$2,607/mo
Today · 4.125%
HK$87,677
baseline
▲ 0.50% · 4.625%
HK$93,012
+HK$5,335/mo
Deposit HK$18.09M · loan HK$18.09M · min. income ≈ HK$175,354/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,784
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,246
−HK$2,497/mo
Today · 4.125%
HK$96,743
baseline
▲ 0.50% · 4.625%
HK$101,842
+HK$5,099/mo
Deposit HK$18.09M · loan HK$18.09M · min. income ≈ HK$193,486/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,004
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$102,084
−HK$3,129/mo
Today · 4.125%
HK$105,213
baseline
▲ 0.50% · 4.625%
HK$111,614
+HK$6,401/mo
Deposit HK$14.47M · loan HK$21.71M · min. income ≈ HK$210,426/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,141
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$113,095
−HK$2,997/mo
Today · 4.125%
HK$116,092
baseline
▲ 0.50% · 4.625%
HK$122,211
+HK$6,119/mo
Deposit HK$14.47M · loan HK$21.71M · min. income ≈ HK$232,184/mo (50% DSR)
Upfront cash ≈ HK$16.01M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,505
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$119,098
−HK$3,650/mo
Today · 4.125%
HK$122,748
baseline
▲ 0.50% · 4.625%
HK$130,217
+HK$7,469/mo
Deposit HK$10.85M · loan HK$25.33M · min. income ≈ HK$245,496/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,498
−HK$6,942/mo
▼ 0.25% · 3.875%
HK$131,944
−HK$3,496/mo
Today · 4.125%
HK$135,440
baseline
▲ 0.50% · 4.625%
HK$142,579
+HK$7,139/mo
Deposit HK$10.85M · loan HK$25.33M · min. income ≈ HK$270,880/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,506
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$153,126
−HK$4,693/mo
Today · 4.125%
HK$157,819
baseline
▲ 0.50% · 4.625%
HK$167,422
+HK$9,603/mo
Deposit HK$3.62M · loan HK$32.56M · min. income ≈ HK$315,638/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,212
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$169,642
−HK$4,495/mo
Today · 4.125%
HK$174,137
baseline
▲ 0.50% · 4.625%
HK$183,316
+HK$9,179/mo
Deposit HK$3.62M · loan HK$32.56M · min. income ≈ HK$348,274/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,537,720 · Scale 2, in force from 26 Feb 2026)