LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,546
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,114
−HK$2,609/mo
Today · 4.125%
HK$87,723
baseline
▲ 0.50% · 4.625%
HK$93,060
+HK$5,337/mo
Deposit HK$18.10M · loan HK$18.10M · min. income ≈ HK$175,446/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,832
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$94,295
−HK$2,498/mo
Today · 4.125%
HK$96,793
baseline
▲ 0.50% · 4.625%
HK$101,895
+HK$5,102/mo
Deposit HK$18.10M · loan HK$18.10M · min. income ≈ HK$193,586/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,055
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$102,137
−HK$3,130/mo
Today · 4.125%
HK$105,267
baseline
▲ 0.50% · 4.625%
HK$111,672
+HK$6,405/mo
Deposit HK$14.48M · loan HK$21.72M · min. income ≈ HK$210,534/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,198
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$113,154
−HK$2,998/mo
Today · 4.125%
HK$116,152
baseline
▲ 0.50% · 4.625%
HK$122,274
+HK$6,122/mo
Deposit HK$14.48M · loan HK$21.72M · min. income ≈ HK$232,304/mo (50% DSR)
Upfront cash ≈ HK$16.02M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,565
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$119,159
−HK$3,653/mo
Today · 4.125%
HK$122,812
baseline
▲ 0.50% · 4.625%
HK$130,284
+HK$7,472/mo
Deposit HK$10.86M · loan HK$25.34M · min. income ≈ HK$245,624/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,565
−HK$6,945/mo
▼ 0.25% · 3.875%
HK$132,013
−HK$3,497/mo
Today · 4.125%
HK$135,510
baseline
▲ 0.50% · 4.625%
HK$142,653
+HK$7,143/mo
Deposit HK$10.86M · loan HK$25.34M · min. income ≈ HK$271,020/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,583
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$153,205
−HK$4,696/mo
Today · 4.125%
HK$157,901
baseline
▲ 0.50% · 4.625%
HK$167,508
+HK$9,607/mo
Deposit HK$3.62M · loan HK$32.58M · min. income ≈ HK$315,802/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,297
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$169,730
−HK$4,498/mo
Today · 4.125%
HK$174,228
baseline
▲ 0.50% · 4.625%
HK$183,412
+HK$9,184/mo
Deposit HK$3.62M · loan HK$32.58M · min. income ≈ HK$348,456/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,538,517 · Scale 2, in force from 26 Feb 2026)