LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,587
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$85,156
−HK$2,610/mo
Today · 4.125%
HK$87,766
baseline
▲ 0.50% · 4.625%
HK$93,106
+HK$5,340/mo
Deposit HK$18.11M · loan HK$18.11M · min. income ≈ HK$175,532/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,877
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$94,341
−HK$2,500/mo
Today · 4.125%
HK$96,841
baseline
▲ 0.50% · 4.625%
HK$101,946
+HK$5,105/mo
Deposit HK$18.11M · loan HK$18.11M · min. income ≈ HK$193,682/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,105
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$102,187
−HK$3,132/mo
Today · 4.125%
HK$105,319
baseline
▲ 0.50% · 4.625%
HK$111,728
+HK$6,409/mo
Deposit HK$14.49M · loan HK$21.73M · min. income ≈ HK$210,638/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,253
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$113,210
−HK$2,999/mo
Today · 4.125%
HK$116,209
baseline
▲ 0.50% · 4.625%
HK$122,335
+HK$6,126/mo
Deposit HK$14.49M · loan HK$21.73M · min. income ≈ HK$232,418/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,622
−HK$7,251/mo
▼ 0.25% · 3.875%
HK$119,219
−HK$3,654/mo
Today · 4.125%
HK$122,873
baseline
▲ 0.50% · 4.625%
HK$130,349
+HK$7,476/mo
Deposit HK$10.87M · loan HK$25.35M · min. income ≈ HK$245,746/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,628
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$132,078
−HK$3,500/mo
Today · 4.125%
HK$135,578
baseline
▲ 0.50% · 4.625%
HK$142,724
+HK$7,146/mo
Deposit HK$10.87M · loan HK$25.35M · min. income ≈ HK$271,156/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,657
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$153,281
−HK$4,698/mo
Today · 4.125%
HK$157,979
baseline
▲ 0.50% · 4.625%
HK$167,592
+HK$9,613/mo
Deposit HK$3.62M · loan HK$32.60M · min. income ≈ HK$315,958/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,379
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$169,815
−HK$4,499/mo
Today · 4.125%
HK$174,314
baseline
▲ 0.50% · 4.625%
HK$183,503
+HK$9,189/mo
Deposit HK$3.62M · loan HK$32.60M · min. income ≈ HK$348,628/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,539,281 · Scale 2, in force from 26 Feb 2026)