LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,610
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$85,179
−HK$2,611/mo
Today · 4.125%
HK$87,790
baseline
▲ 0.50% · 4.625%
HK$93,132
+HK$5,342/mo
Deposit HK$18.11M · loan HK$18.11M · min. income ≈ HK$175,580/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,902
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,367
−HK$2,501/mo
Today · 4.125%
HK$96,868
baseline
▲ 0.50% · 4.625%
HK$101,974
+HK$5,106/mo
Deposit HK$18.11M · loan HK$18.11M · min. income ≈ HK$193,736/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,132
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$102,215
−HK$3,133/mo
Today · 4.125%
HK$105,348
baseline
▲ 0.50% · 4.625%
HK$111,758
+HK$6,410/mo
Deposit HK$14.49M · loan HK$21.74M · min. income ≈ HK$210,696/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,283
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$113,241
−HK$3,000/mo
Today · 4.125%
HK$116,241
baseline
▲ 0.50% · 4.625%
HK$122,368
+HK$6,127/mo
Deposit HK$14.49M · loan HK$21.74M · min. income ≈ HK$232,482/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,654
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$119,251
−HK$3,655/mo
Today · 4.125%
HK$122,906
baseline
▲ 0.50% · 4.625%
HK$130,385
+HK$7,479/mo
Deposit HK$10.87M · loan HK$25.36M · min. income ≈ HK$245,812/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,663
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,114
−HK$3,501/mo
Today · 4.125%
HK$135,615
baseline
▲ 0.50% · 4.625%
HK$142,763
+HK$7,148/mo
Deposit HK$10.87M · loan HK$25.36M · min. income ≈ HK$271,230/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,697
−HK$9,325/mo
▼ 0.25% · 3.875%
HK$153,323
−HK$4,699/mo
Today · 4.125%
HK$158,022
baseline
▲ 0.50% · 4.625%
HK$167,637
+HK$9,615/mo
Deposit HK$3.62M · loan HK$32.61M · min. income ≈ HK$316,044/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,424
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$169,861
−HK$4,501/mo
Today · 4.125%
HK$174,362
baseline
▲ 0.50% · 4.625%
HK$183,553
+HK$9,191/mo
Deposit HK$3.62M · loan HK$32.61M · min. income ≈ HK$348,724/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,539,700 · Scale 2, in force from 26 Feb 2026)