LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,625
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,195
−HK$2,612/mo
Today · 4.125%
HK$87,807
baseline
▲ 0.50% · 4.625%
HK$93,150
+HK$5,343/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$175,614/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,920
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,385
−HK$2,501/mo
Today · 4.125%
HK$96,886
baseline
▲ 0.50% · 4.625%
HK$101,993
+HK$5,107/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$193,772/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,150
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,235
−HK$3,133/mo
Today · 4.125%
HK$105,368
baseline
▲ 0.50% · 4.625%
HK$111,779
+HK$6,411/mo
Deposit HK$14.49M · loan HK$21.74M · min. income ≈ HK$210,736/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,304
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,262
−HK$3,001/mo
Today · 4.125%
HK$116,263
baseline
▲ 0.50% · 4.625%
HK$122,392
+HK$6,129/mo
Deposit HK$14.49M · loan HK$21.74M · min. income ≈ HK$232,526/mo (50% DSR)
Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,675
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$119,274
−HK$3,655/mo
Today · 4.125%
HK$122,929
baseline
▲ 0.50% · 4.625%
HK$130,409
+HK$7,480/mo
Deposit HK$10.87M · loan HK$25.36M · min. income ≈ HK$245,858/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,688
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$132,139
−HK$3,501/mo
Today · 4.125%
HK$135,640
baseline
▲ 0.50% · 4.625%
HK$142,790
+HK$7,150/mo
Deposit HK$10.87M · loan HK$25.36M · min. income ≈ HK$271,280/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,726
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$153,352
−HK$4,700/mo
Today · 4.125%
HK$158,052
baseline
▲ 0.50% · 4.625%
HK$167,669
+HK$9,617/mo
Deposit HK$3.62M · loan HK$32.61M · min. income ≈ HK$316,104/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,456
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$169,893
−HK$4,502/mo
Today · 4.125%
HK$174,395
baseline
▲ 0.50% · 4.625%
HK$183,587
+HK$9,192/mo
Deposit HK$3.62M · loan HK$32.61M · min. income ≈ HK$348,790/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,539,993 · Scale 2, in force from 26 Feb 2026)