LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,631
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,201
−HK$2,611/mo
Today · 4.125%
HK$87,812
baseline
▲ 0.50% · 4.625%
HK$93,155
+HK$5,343/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$175,624/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,926
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,391
−HK$2,501/mo
Today · 4.125%
HK$96,892
baseline
▲ 0.50% · 4.625%
HK$101,999
+HK$5,107/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$193,784/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,157
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,241
−HK$3,134/mo
Today · 4.125%
HK$105,375
baseline
▲ 0.50% · 4.625%
HK$111,786
+HK$6,411/mo
Deposit HK$14.49M · loan HK$21.74M · min. income ≈ HK$210,750/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,311
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$113,269
−HK$3,001/mo
Today · 4.125%
HK$116,270
baseline
▲ 0.50% · 4.625%
HK$122,399
+HK$6,129/mo
Deposit HK$14.49M · loan HK$21.74M · min. income ≈ HK$232,540/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,683
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$119,281
−HK$3,656/mo
Today · 4.125%
HK$122,937
baseline
▲ 0.50% · 4.625%
HK$130,417
+HK$7,480/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$245,874/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,696
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$132,147
−HK$3,502/mo
Today · 4.125%
HK$135,649
baseline
▲ 0.50% · 4.625%
HK$142,799
+HK$7,150/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$271,298/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,735
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$153,361
−HK$4,701/mo
Today · 4.125%
HK$158,062
baseline
▲ 0.50% · 4.625%
HK$167,680
+HK$9,618/mo
Deposit HK$3.62M · loan HK$32.61M · min. income ≈ HK$316,124/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,466
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$169,904
−HK$4,502/mo
Today · 4.125%
HK$174,406
baseline
▲ 0.50% · 4.625%
HK$183,599
+HK$9,193/mo
Deposit HK$3.62M · loan HK$32.61M · min. income ≈ HK$348,812/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,089 · Scale 2, in force from 26 Feb 2026)