LTV · monthly repayment
▼ 0.50% · 3.625%
HK$826,313
−HK$51,817/mo
▼ 0.25% · 3.875%
HK$852,016
−HK$26,114/mo
Today · 4.125%
HK$878,130
baseline
▲ 0.50% · 4.625%
HK$931,562
+HK$53,432/mo
Deposit HK$181.19M · loan HK$181.19M · min. income ≈ HK$1,756,260/mo (50% DSR)
Upfront cash ≈ HK$204.74M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$919,265
−HK$49,665/mo
▼ 0.25% · 3.875%
HK$943,919
−HK$25,011/mo
Today · 4.125%
HK$968,930
baseline
▲ 0.50% · 4.625%
HK$1,020,003
+HK$51,073/mo
Deposit HK$181.19M · loan HK$181.19M · min. income ≈ HK$1,937,860/mo (50% DSR)
Upfront cash ≈ HK$204.74M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$991,575
−HK$62,181/mo
▼ 0.25% · 3.875%
HK$1,022,419
−HK$31,337/mo
Today · 4.125%
HK$1,053,756
baseline
▲ 0.50% · 4.625%
HK$1,117,874
+HK$64,118/mo
Deposit HK$144.95M · loan HK$217.43M · min. income ≈ HK$2,107,512/mo (50% DSR)
Upfront cash ≈ HK$168.51M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,103,117
−HK$59,598/mo
▼ 0.25% · 3.875%
HK$1,132,702
−HK$30,013/mo
Today · 4.125%
HK$1,162,715
baseline
▲ 0.50% · 4.625%
HK$1,224,004
+HK$61,289/mo
Deposit HK$144.95M · loan HK$217.43M · min. income ≈ HK$2,325,430/mo (50% DSR)
Upfront cash ≈ HK$168.51M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,156,838
−HK$72,544/mo
▼ 0.25% · 3.875%
HK$1,192,822
−HK$36,560/mo
Today · 4.125%
HK$1,229,382
baseline
▲ 0.50% · 4.625%
HK$1,304,187
+HK$74,805/mo
Deposit HK$108.71M · loan HK$253.66M · min. income ≈ HK$2,458,764/mo (50% DSR)
Upfront cash ≈ HK$132.27M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,286,970
−HK$69,531/mo
▼ 0.25% · 3.875%
HK$1,321,486
−HK$35,015/mo
Today · 4.125%
HK$1,356,501
baseline
▲ 0.50% · 4.625%
HK$1,428,004
+HK$71,503/mo
Deposit HK$108.71M · loan HK$253.66M · min. income ≈ HK$2,713,002/mo (50% DSR)
Upfront cash ≈ HK$132.27M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,487,363
−HK$93,271/mo
▼ 0.25% · 3.875%
HK$1,533,628
−HK$47,006/mo
Today · 4.125%
HK$1,580,634
baseline
▲ 0.50% · 4.625%
HK$1,676,811
+HK$96,177/mo
Deposit HK$36.24M · loan HK$326.14M · min. income ≈ HK$3,161,268/mo (50% DSR)
Upfront cash ≈ HK$59.79M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,654,676
−HK$89,397/mo
▼ 0.25% · 3.875%
HK$1,699,054
−HK$45,019/mo
Today · 4.125%
HK$1,744,073
baseline
▲ 0.50% · 4.625%
HK$1,836,006
+HK$91,933/mo
Deposit HK$36.24M · loan HK$326.14M · min. income ≈ HK$3,488,146/mo (50% DSR)
Upfront cash ≈ HK$59.79M (deposit + AVD stamp duty HK$23,554,510 · Scale 2, in force from 26 Feb 2026)